The value above the down payment and loan amt is basically free money that they can get back in case of a loss due to whatever factor. The market value of a home and property is an asset added to ones networth unlike rent which is a liability. Consult with them about what they are afraid of and try to show them that a home purchase is an investment in a better life, it's not loss of money or a debt. This is most likely the largest financial decision they've ever made and if they have the mindset that every penny they spend is seen as a debt or money lost then the tiniest fear will trigger a negative reaction. There could be another reason your buyer is getting nervous and the flood map is just a trigger. We are not affiliated with the National Association of Realtors and "Realtor" is a registered trademark. If you are unsure if your post will violate these rules, discuss with the moderators before posting.Any content disparaging NAR will be removed. If you are not a NAR member and give advice in relation to ethical concerns, please refer to the code of ethics and let the public know of your non-membership. Adhere to the NAR's Code of Ethics - Members of NAR posting and commenting here should not violate or give advice that would violate the code of ethics.Learn why we don't allow you to sell your wares here.Linking to a business in the comments is acceptable provided you are not promoting your self or business.No soliciting for referrals or recruiting.Don't ask our subscribers to take a survey or for ideas/feedback for new products.Don't give free accounts, ask to test, or ask for opinions on your new software or service.Don't post "we buy homes" or other offers to buy real estate.There is NO place for your product on this subreddit.This includes blog spam or links for SEO. It is not acceptable, by any means, to link or post promotion of a brand, business, product, service, brokerage, Realtor, or listing.Links to websites with paywalls are not permitted.All commissions and splits are negotiable between the parties. This includes discussions about commissions you are charging or broker splits. Do not make any conversation that would violate federal antitrust laws.Post your real estate listing for sale at /r/RealEstateForSale.Sure, there are some bad practitioners out there just like every other profession, this is not the place for you to take out your rage and include all of them in your bias. => Immediate permanent ban without warning. No bashing Realtors specifically or the Realtor profession in general.Yes, some people ask seemingly dumb questions sometimes, but that's no reason to be mean. => Grounds for a permanent or temporary ban with a minimum of one warning. No bullying and abusive language includes insulting, mocking or just being plain rude to other redditors.Absolutely no racism, sexism, or any other type of discrimination talk of any kind about any group.NO bullying, hate speech, racism/sexism/discrimination, abusive language, or Realtor Bashing.If you are a new Realtor or looking to start a real estate sales business and have questions, please try and search the subreddit for your questions before posting or start with our "New Agent Megathread" here.If your post would be more relevant to general real estate please post to /r/RealEstate.Posts and links to articles should foster relevant discussion, or involve some sort of relevant question.r/RealEstate /r/CommercialRealEstate /r/RealEstatePhotography /r/RealEstateForSale r/RealEstateExam r/Sales r/Marketing r/Business /r/Mortgages /r/PropertyManagement /r/Landlord /r/TenantRep /r/Architecture Please post in /r/realestate for general discussion about real estate. Industry specific news, ideas, questions, stories and anything related to the job. For discussion about what it means to be a Realtor.
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